ClickandBuy - Why Do People Hate It?

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ClickandBuy - Why do people hate it?
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By 2011-08-16 13:09:54
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 Ifrit.Arawn
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By Ifrit.Arawn 2011-08-16 13:09:58
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I... huh. All I know is that even after the whole nonsense with my card being canceled the bank called again and put a hold on my account because C&B put some funky charges on my card. Apparently they tried charging me 2 dollars on top of my 15 I pay for XI. The 2 dollars was declined for some reason but because of the suspicious activity the bank put the card I used on hold. I use Bank of America and they're very... suspicious of Click and Buy.

So, whether or not you accept that is up to you. I, however, wish that they had found a better company to use for the game.
 Carbuncle.Sevourn
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By Carbuncle.Sevourn 2011-08-16 13:10:57
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Asura.Ludoggy said: »
Carbuncle.Tweeek said: »
kalyna is constantly trying to hard
Carbuncle.Sevourn said: »
kalyna. kill yourself. kthx.
Why Ni made up a rule not to quote him.

i've had him blocked since the day you could block. half my blocklist is his 35 accounts.

i'm indignant that after all of that i still have to look at his name

i want him to be gone forever darki style

can we all just make a sitewide agreement to block him until he finally gives up
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 Fenrir.Mariane
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By Fenrir.Mariane 2011-08-16 13:11:06
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If anyone is wondering, I'm in Brazil (look my flag) and my bank (it's an regional bank) has C&B blacklisted.

Give it a thought ... And you will realize that it's a SERIOUS thing. -_-;
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 Fenrir.Crystenne
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By Fenrir.Crystenne 2011-08-16 13:13:57
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Anyone else think this is all an elaborate ruse for Kalyna to get our bank details?

Cos like...I dun think anything less than a detailed bank statement is gonna work here :O
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 Cerberus.Kalyna
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By Cerberus.Kalyna 2011-08-16 13:16:58
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TCH been found out.
 Carbuncle.Tweeek
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By Carbuncle.Tweeek 2011-08-16 14:12:59
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Cerberus.Kalyna said: »
I know what the BBB is and I just don't trust that website.

I love that Kalyna thinks BBB is Yelp lmao. BBB is older than the internet, the fact that you refer to the BBB as a website makes me die inside, like most of your posts.
 Cerberus.Kalyna
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By Cerberus.Kalyna 2011-08-16 14:17:56
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Bad Business Bureau right?
 Leviathan.Laphine
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By Leviathan.Laphine 2011-08-16 14:47:16
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Fenrir.Mariane said: »
If anyone is wondering, I'm in Brazil (look my flag) and my bank (it's an regional bank) has C&B blacklisted.

Give it a thought ... And you will realize that it's a SERIOUS thing. -_-;
Which bank is it? I didn't have any problems, yet (lol). Is it BB? I have not been charged for august and my account is up and running. I'll probably be double charged setember. I also never tried to verify my C&B account.
 Leviathan.Narshe
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By Leviathan.Narshe 2011-08-16 14:52:07
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I setup my C&B account the day the transfer process started, was only charged 2$ for verification purposes and that's it. I used them 2 months prior to buy crysta to donate so on my end I haven't had any issues at all with them.
Leviathan.Laphine said: »
Which bank is it? I didn't have any problems, yet (lol). Is it BB? I have not been charged for august and my account is up and running. I'll probably be double charged setember. I also never tried to verify my C&B account.
Yeah, same here.. they will probably just add it together at the end of the month.
 Cerberus.Vaness
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By Cerberus.Vaness 2011-08-16 15:35:28
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me and my bf have 2 account and share the same credit card.We use C&B and we got 0 problems or extra fees.
Maybe it's canada sexyness? I dunno =(
 Carbuncle.Brakiss
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By Carbuncle.Brakiss 2011-08-16 15:39:17
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I think you guys have issue's with your bank not click and buy. So far it has been said that what, 4-5 banks dont deal with them? I am sure there is allot more then 4-5 banks in the world that do deal with them. Also to the guy that said his ls lost 6 members due to this, i am guessing they were ready to quit, i cant see anyone quitting a game they have played all day for years over having to change their billing info.
 Shiva.Flionheart
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By Shiva.Flionheart 2011-08-16 18:42:34
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Carbuncle.Brakiss said: »
I think you guys have issue's with your bank not click and buy. So far it has been said that what, 4-5 banks dont deal with them? I am sure there is allot more then 4-5 banks in the world that do deal with them. Also to the guy that said his ls lost 6 members due to this, i am guessing they were ready to quit, i cant see anyone quitting a game they have played all day for years over having to change their billing info.

2 major UK banks black listing them...

Seriously dude, stop being deluded. It's a well known fact that they're shady and there's multiple instances of people being charged extra fee's as soon as they sign up to click and buy. If it were a bank issue, then it would be happening all the time regardless.
 Odin.Graywind
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By Odin.Graywind 2011-08-16 18:58:09
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Shiva.Flionheart said: »

It's a well known fact that they're shady and there's multiple instances of people being charged extra fee's as soon as they sign up to click and buy. If it were a bank issue, then it would be happening all the time regardless.

^ Pretty much this, just browse their site for a bit and read some of the text, you'll find a lot of wtf moments. Like randomly charging your credit card a .99-1.99 fee twice as a "security enhancement" or to verify the credit card works/exists, that's some BS right there.

Edit:
I understand the charges supposedly get removed. However, I should point out the issue I have is with the reason behind it. They can verify credit information without charging it, every other site you put credit information on knows when you fat finger a CC# in or anything related to it by automatically going "Nope, not going to work," so why can't they?
 Cerberus.Delsus
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By Cerberus.Delsus 2011-08-16 19:11:20
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Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.
 Shiva.Flionheart
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By Shiva.Flionheart 2011-08-16 19:16:04
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Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

Congratulations, you win the most HELP I AM TRAPPED IN 2006 PLEASE SEND A TIME MACHINE post of the day award.
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 Cerberus.Eugene
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By Cerberus.Eugene 2011-08-16 19:19:25
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But its verified by verisign guiz
 Cerberus.Eugene
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By Cerberus.Eugene 2011-08-16 19:20:07
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It also doesn't help that you have to deactivate an account for a week before you can delete it. They hopin you forget.
 Cerberus.Eugene
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By Cerberus.Eugene 2011-08-16 19:27:51
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Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

do wut nao?

taken not 5 minutes ago from my browser
 Cerberus.Delsus
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By Cerberus.Delsus 2011-08-16 19:32:44
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Shiva.Flionheart said: »
Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

Congratulations, you win the most HELP I AM TRAPPED IN 2006 PLEASE SEND A TIME MACHINE post of the day award.

Ok this is how easy it is to say things that other have

OMG OMG OMG Paypal wiped my bank account THEY STOLE ALL MY MONEY!!!, now if that got round paypal could end up seen as shady.

When it comes to money being lost people have rights, those rights allow 3rd parties to investigate companies to see what is going on, if there is anything fraudulant or that looks like a scam said 3rd parties can ultimatly close companies down.

Because click and buy is run out of the UK now they fall under UK laws, UK courts have ordered banks to pay back millions of pounds for unfair charges or credit insurance, we dont go easy on scammers, so I say again point me to a website that isnt just some guy behind a PC that didnt read the smallprint about charges.
 Shiva.Flionheart
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By Shiva.Flionheart 2011-08-16 19:33:54
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Cerberus.Delsus said: »
Shiva.Flionheart said: »
Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

Congratulations, you win the most HELP I AM TRAPPED IN 2006 PLEASE SEND A TIME MACHINE post of the day award.

Ok this is how easy it is to say things that other have

OMG OMG OMG Paypal wiped my bank account THEY STOLE ALL MY MONEY!!!, now if that got round paypal could end up seen as shady.

When it comes to money being lost people have rights, those rights allow 3rd parties to investigate companies to see what is going on, if there is anything fraudulant or that looks like a scam said 3rd parties can ultimatly close companies down.

Because click and buy is run out of the UK now they fall under UK laws, UK courts have ordered banks to pay back millions of pounds for unfair charges or credit insurance, we dont go easy on scammers, so I say again point me to a website that isnt just some guy behind a PC that didnt read the smallprint about charges.

BBB.

It was mentioned earlier on in the thread.

But I guess everyone who's been charged, and the banks that have blacklisted them must have all not read the fine print, right?
 Cerberus.Delsus
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By Cerberus.Delsus 2011-08-16 19:35:33
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Cerberus.Eugene said: »
Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

do wut nao?

taken not 5 minutes ago from my browser

So what other website could it be from? clickandbuy.co.au, clickandbuy.co.cc, the latter of which would usually be a personnal page.

It sayd Phishing which means its predending to be the legitimate site to steal information, when we all know fill well clickandbuy.com is the real site.
 Cerberus.Eugene
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By Cerberus.Eugene 2011-08-16 19:47:14
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No it is the real site, unless someone has hijacked my dns, which they haven't. Checkpoints description of "phishing site" is laughably simplistic
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By Cerberus.Delsus 2011-08-16 19:48:00
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Shiva.Flionheart said: »
Cerberus.Delsus said: »
Shiva.Flionheart said: »
Cerberus.Delsus said: »
Phoenix.Darkwizardzin said: »
people hate C&B because they have a very bad reputation. So people don't feel safe using them... and they don't want to use crsyta ether because you end up losing 5~ dollars because of how the system works (plus you will have to constantly put money into it to keep playing.. that is a hassle).

In short people have to choose bewtten a system many have flaged as "shady" (C&B) or a system that sucks (crysta). Thats why people are pissed (and it doesn't help that people in the jp region are still allowed to pay the old way... people are PO'ed about that as well).

Flagged as "shady" probably because they didnt read the small print, if there were any merit to the complaints the first hit on google would be for a site that mentions an inquiry into them, which is not the fact they are all community websites, so either there is no merit to the complaints or the people are too stupid to report them to the proper authorities, which also means they have no merit.

Congratulations, you win the most HELP I AM TRAPPED IN 2006 PLEASE SEND A TIME MACHINE post of the day award.

Ok this is how easy it is to say things that other have

OMG OMG OMG Paypal wiped my bank account THEY STOLE ALL MY MONEY!!!, now if that got round paypal could end up seen as shady.

When it comes to money being lost people have rights, those rights allow 3rd parties to investigate companies to see what is going on, if there is anything fraudulant or that looks like a scam said 3rd parties can ultimatly close companies down.

Because click and buy is run out of the UK now they fall under UK laws, UK courts have ordered banks to pay back millions of pounds for unfair charges or credit insurance, we dont go easy on scammers, so I say again point me to a website that isnt just some guy behind a PC that didnt read the smallprint about charges.

BBB.

It was mentioned earlier on in the thread.

But I guess everyone who's been charged, and the banks that have blacklisted them must have all not read the fine print, right?

No that was banks ilegally making a profit out of charges, they are only allowed by law to break even from charges, and the credit insurance Payment Protection Insurance (PPI) in some cases is never disclosed to the people who get the credit, which is also ilegal, they have to tell you exactly what you are buying which they werent and also is why they have to pay back millions. If you accept terms they are legaly binding unless they are seen to be unfair by a court, which is also what was seen about bank charges, yes they were in terms and conditions, but they were seen as unfair because the banks were making a profit out of them.

If you really want you could contact the financial obudsman if your in the UK, and they will tell you for free is you have a case.
Cerberus.Eugene said: »
No it is the real site, unless someone has hijacked my dns, which they haven't

Yes it is the real site, which means it is not a phishing site, if I make a clickandbuy.co.cc and copy the code from clickandbuy.com then it is phishing.

If you know for sure it is the official site the it is not phishing because they already have your details in thier SQL server.

Oh and Flionheart this is a quote from thier FAQ page
Quote:
Will my card be charged during the registration of my ClickandBuy account?

During the registration process we may seek to authenticate your payment details by placing a small amount on your credit/debit card.
This transaction is purely a pre-authorized charge and no funds are taken from your account. After 3-5 working days the charge will be automatically released.

And heres a link of you dont believe me http://www.clickandbuy.com/WW_en/help.html

This can be evidence if they charge you at regestration if they took money before they added it.

According to your profile you are in UK so you might wanna report em here http://www.financial-ombudsman.org.uk/ if you have had money taken they will get it back if theres merit.
 Bahamut.Megrim
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By Bahamut.Megrim 2011-08-16 20:11:15
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Bahamut.Sobius said: »
Not trying to troll or create a sh*tstorm. Just wanted to get some information.

I have been vaguely reading about peoples' problems/responses to the new payment system for FFXI. Like all good sheeple, I just went and created a Clickandbuy account and transferred everything over. I feel like I am missing something though; am I going to get extra charges for using Clickandbuy? I have heard people talk about using PayPal (which I would prefer) but did not see the option when I transferred over. I'm also having issues getting my second character account onto my SE account.

So I guess any additional info would be helpful, but my main question is, am I going to receive extra fees for dealing with clickandbuy? :(

2 options are given
ClickandBuy
Ultimate pay <- this is where the option for paypal is !
 Carbuncle.Lunatone
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By Carbuncle.Lunatone 2011-08-16 20:50:48
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:S i just tried the click & buy thing, my CC is froze lol, called my CC co. they wont deal w/ them apparantly so now i have to try to buy a little green dot card thingy
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By Asura.Syto 2011-08-16 21:23:52
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I can't wait till all of these crybabies are gone next month.. lmao...

If you can't afford a few dollars lost (in fees) and/or a few calories of energy in getting off your fat lazy *** to go to the bank (OR EVEN CALLING THEM FROM YOUR PHONE) to cancel an unauthorized fee (incase C&B happens to fraudulently charge your credit card for any reason "if" they did). Then I feel sorry for you and you probably shouldn't be playing this game for so many reasons beyond what even I can think of. You all are pathetic for crying about this (I am referring to the crybabies obviously).

A company wants to save some money to try to recover from massive quarterly losses by trying out this new low cost payment system, and people *** worse than some women I dated. Wow. You guys are lucky that this company didn't go bankrupt already and sold themselves to another carrier. Be grateful that they are still around and that you can still play this game. ***. Just register and play the *** game and get over it. I make too much money to even worry about the pennies I lose sometimes. If you can't afford the pennies lost (Even if there are any and there aren't any that I have witnessed yet on my bill with C&B) then GTFO. Otherwise, I am just going to laugh when I see you next month and all of this crying/whining/moaning was just to get attention from other people. lmao.. (because it probably is).. Although, I think it would be awesome though if you crybabies really did quit though.. Seriously.. Just *** quit.. I am proud of SE and this new system by filtering out the weak that I don't have to deal with in game..

P.S. -> Please buy my Kleenex Tissue products for each one of your tears while you cry and forcefully register for the new payment systems.. All of your tears and profit earned from my products will be donated to SE as a part of my Billion-Dollar-Bail-Out plan for Square Enix CO. LTD. exclusively.. It will be enough to keep them going for another decade or more.. -_-;
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By Cerberus.Eugene 2011-08-16 21:27:54
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I think the point is you shouldnt be forced to deal with a company that consistently puts unauthorized, or even unnecessary fees. If you're going to say that that concern is lazy, I hope you never go through the hassle of having a major cc problem.

Companies shouldn't recover lost revenue by precharging your account, almost all companies understand they will realize bad accounts, and find ways of dealing with it without penalizing the accounts that are on time.

Also click and buy is as far as i know notoriously bad on the customer service line. It's very difficult to get them to refund an improper charge, which is an issue because credit card companies almost always require you to deal with the company -before- they cancel a charge, they will only refuse payment after extensive work on your side.
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By Phoenix.Darkwizardzin 2011-08-16 21:30:57
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Asura.Syto said: »
I can't wait till all of these crybabies are gone next month.. lmao...

If you can't afford a few dollars lost (in fees) and/or a few calories of energy in getting off your fat lazy *** to go to the bank (OR EVEN CALLING THEM FROM YOUR PHONE) to cancel an unauthorized fee (incase C&B happens to fraudulently charge your credit card for any reason "if" they did). Then I feel sorry for you and you probably shouldn't be playing this game for so many reasons beyond what even I can think of. You all are pathetic for crying about this (I am referring to the crybabies obviously).

A company wants to save some money to try to recover from massive quarterly losses by trying out this new low cost payment system, and people *** worse than some women I dated. Wow. You guys are lucky that this company didn't go bankrupt already and sold themselves to another carrier. Be grateful that they are still around and that you can still play this game. ***. Just register and play the *** game and get over it. I make too much money to even worry about the pennies I lose sometimes. If you can't afford the pennies lost (Even if there are any and there aren't any that I have witnessed yet on my bill with C&B) then GTFO. Otherwise, I am just going to laugh when I see you next month and all of this crying/whining/moaning was just to get attention from other people. lmao.. (because it probably is).. Although, I think it would be awesome though if you crybabies really did quit though.. Seriously.. Just *** quit.. I am proud of SE and this new system by filtering out the weak that I don't have to deal with in game..

P.S. -> Please buy my Kleenex Tissue products for each one of your tears while you cry and forcefully register for the new payment systems.. All of your tears and profit earned from my products will be donated to SE as a part of my Billion-Dollar-Bail-Out plan for Square Enix CO. LTD. exclusively.. It will be enough to keep them going for another decade or more.. -_-;


....It has been awhile sence i've seen a post with so much hate.
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By Cerberus.Eugene 2011-08-16 21:31:46
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Yeah he raged a little bit in the defense of who cares
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