I hate the way companies try to make money off you.
Welcome to life. Now take your kick to the nuts and remember to wear a cup next time.
I am not applying for the card, I just get so much junk mail it's ridiculous. I keep a cardboard box next to my shredder and spend about 20 minutes every week just shredding all the credit card applications and post cards to get things like credit card scanners.
I spent years cleaning up my credit and building it up but I am beyond my hording days and unless a credit company is going to make me a serious low offer on interest rates, I don't even give them a second look. It's bad enough my employee has a business card for gas and expenses, but I am constantly reminding her to only use it for things like at the UPS store.