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By . on 2017-07-31 20:39:31 |
Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!
once they are actually finalizing your loan you don't want to buy anything with credit. a new credit card would ding him slightly on a credit check, but a new line of credit would boost him via "available credit". i think it's silly to suggest overall since a new credit line with no history wont do much. would also take a month or two for it to impact the score. ask them if you can show a payment history on something like a cellphone, car insurance, or rent at other places. anything that shows a consistent payment history. they legit checked with geico when i got my house to show like 10 years of on time payments. anything helps the mortgage company feel more comfortable is a win for you.
the mortgage lender group sent a pre-qual letter to the housing developer lady...so iono i guess everything is working out so far :s |
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By Ragnarok. Hevans on 2017-07-31 20:36:16 |
Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!
once they are actually finalizing your loan you don't want to buy anything with credit. a new credit card would ding him slightly on a credit check, but a new line of credit would boost him via "available credit". i think it's silly to suggest overall since a new credit line with no history wont do much. would also take a month or two for it to impact the score. ask them if you can show a payment history on something like a cellphone, car insurance, or rent at other places. anything that shows a consistent payment history. they legit checked with geico when i got my house to show like 10 years of on time payments. anything helps the mortgage company feel more comfortable is a win for you. |
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nice
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"I'm not going to spend money at this convention" - Spath Sometime Last week.
"I don't need another sword" - Probably Spath sometime on Saturday.
"Hey, I bought a sword" - Spath, 5 minutes later
>.> At least it's not just a display sword this time.
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open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open open
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By . on 2017-07-28 09:43:15 |
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Hrm. Like I said. I get it in theory, but everything I've ever read states that you should not do that. Ah well. Whatever gets you what you need. Take luck!
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By . on 2017-07-27 20:47:05 |
talked to the loan lady today, she thinks i can qualify but wants me to get another credit card cuz i only have 1 line of credit :| 
Does she, by chance, want you to get a credit card with her bank/organization?
Because you should be doing absolutely nothing that will ding your credit before applying for your home loan. Yes, it hurts your credit score to have minimal credit accounts. But dinging your score before you apply for big loans is usually a no-no.
No she didn't suggest to get a c.c with her bank/organization. Her concern was that since I have one line of credit it has a high chance to be perceived as risky to the mortgage company. But she does believe I shouldn't have a problem qualifying with that extra line of credit.
Anywho I got the housing contract and I'm going through it now. Going to put the earnest payment down tomorrow:O |
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actually ended up eating 2 cheeseburgers
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By . on 2017-07-27 14:22:57 |
Could surely go dor some fish, tacos or or sushi or somethig
No can do. Today is eggs, bacon, and biscuits for dinner.
Maybe hash browns if I feel like shredding potatoes. |
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Could surely go dor some fish, tacos or or sushi or somethig
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By . on 2017-07-27 08:32:17 |
talked to the loan lady today, she thinks i can qualify but wants me to get another credit card cuz i only have 1 line of credit :|
Does she, by chance, want you to get a credit card with her bank/organization?
Because you should be doing absolutely nothing that will ding your credit before applying for your home loan. Yes, it hurts your credit score to have minimal credit accounts. But dinging your score before you apply for big loans is usually a no-no. |
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By . on 2017-07-27 00:05:52 |
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talked to the loan lady today, she thinks i can qualify but wants me to get another credit card cuz i only have 1 line of credit :|
but anywho gonna try to get into a contract with the home builder peeps. so excited :O
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Luckily around here the 2 lane highway has enough room on the side that they don't actually take up the road. I think the menonites are more troublesome honestly.
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By . on 2017-07-26 12:08:27 |
I just... I don't understand where the second one comes from. It doesn't make sense!
I've been saying the same thing about my brother for years.
But really. Lancaster isn't bad. Just be careful getting stuck behind horses-and-buggies on the road.
Seriously. That's a thing that happens.
Edit: Also pictured, one of the longest straight, flat stretches of road in Pennsylvania, I think. |
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Can confirm, accurate |
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Also, the rest of us would look at that word and say "Lan-caster."
People from there say "Linkister." I got yelled at multiple times for the first pronunciation...
I just... I don't understand where the second one comes from. It doesn't make sense! |
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By . on 2017-07-26 11:09:23 |
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Also, the rest of us would look at that word and say "Lan-caster."
People from there say "Linkister."
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By . on 2017-07-26 11:08:29 |
Where in the hell is Lancaster PA?
Where many Amish are, that's where.
Though there are also several in my area as well as up in the northwestern part of the state where my parents live.
It's fairly close to Meshi, actually, I think? |
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By Lakshmi. Zerowone on 2017-07-26 10:50:57 |
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Where in the hell is Lancaster PA?
Think I'll have 5 flavor stir fry.
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By . on 2017-07-26 09:09:13 |
I was going to make carnitas but after work I was an exhausted lump so I just got some takeout chicken strips and called it a day.
FWIW I put nacho cheese on my fries at least...?
Edit: Also, in case you're clever and think "well why didn't you just get tacos for takeout!?"
Just because I got lazy last night doesn't mean I don't still have three pounds of pork to turn into delicious carnitas. |
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Taco tuesday successful
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By . on 2017-07-25 12:08:05 |
"Exactly."
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By . on 2017-07-25 10:47:26 |
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QFT.
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By . on 2017-07-25 10:18:12 |
or are you all a bunch of swine?  |
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I said it was ok with the pantsu!
Swine drinking wine so stop with the whine and why's
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By Siren. Mosin on 2017-07-25 09:49:05 |
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It's aug.6?
or are you all a bunch of swine?
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