FFXIAH Linkshell Ni

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FFXIAH Linkshell Ni
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By Jassik 2016-01-06 22:59:36
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Altimaomega said: »
See that's what I mean. Should be able to rib on someone or something without drama or the threat of topic ban. That vibe does not exists in P&R.

Then I literally hop over here for a comment about Chaos and the next thing I know, Bamm! Back to butthurt and topic bans!

Sure it could be a misunderstanding but given that my rib/jib
Altimaomega said: »
No problem, I'll just take it over with my militia friends.
Is a contentious subject right now it was very hard to tell.

Just here to pass the time and have fun folks, no need to get your panties in a knot.

It's not about the militia, a few users have popped into Ni to complain about site stuff or followed other users here to continue an argument and been met with warnings or topic bans.

I thought it was funny.
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By Bismarck.Misao 2016-01-06 23:18:14
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Meshi breaking the game with the best helmet ingame

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By Altimaomega 2016-01-06 23:25:36
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Jassik said: »
Altimaomega said: »
See that's what I mean. Should be able to rib on someone or something without drama or the threat of topic ban. That vibe does not exists in P&R.

Then I literally hop over here for a comment about Chaos and the next thing I know, Bamm! Back to butthurt and topic bans!

Sure it could be a misunderstanding but given that my rib/jib
Altimaomega said: »
No problem, I'll just take it over with my militia friends.
Is a contentious subject right now it was very hard to tell.

Just here to pass the time and have fun folks, no need to get your panties in a knot.

It's not about the militia, a few users have popped into Ni to complain about site stuff or followed other users here to continue an argument and been met with warnings or topic bans.

I thought it was funny.

That actually is funny. Had I known. But I didn't and wasn't doing any of the above, hence my reaction. I'm sure you can understand.
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By Ramyrez 2016-01-07 07:23:42
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Well, I'm officially no longer buying the house I was supposed to close on yesterday because the seller decided to be a petulant child.

My bank appraised the house lower than she was happy with. She submitted a counter appraisal. The bank did not agree and would not adjust their numbers.

Now, here's where things get fun. I actually agree that my bank appraised it a *little* low and I was willing to make up *that* difference betwixt her appraisal and my bank's assuming all other factors remained steady.

But she decided she's absolutely not willing to sell even at *her* appraiser's price, and demands she won't sell for under 103% of her appraisal, and she'll only go that "low" if she doesn't have to fix anything the inspector stated needed fixed.

Well, on the last note I actually have her contractually agreeing to fix those things and could actually be a *** about from legal grounds, as I understand it (and verified by my agent), but I just don't care enough. Knew from the beginning not to fall in love with anything because walking away always had to be an option.

It's just really irritating going through almost two months of work with someone just to have it fall apart at literally the last minute because the seller isn't willing to deal in reality.

Now it's just a matter of deciding whether or not I keep looking for a house or re-up my lease and wait a year after saving up and doubling my down payment amount.

That is all to say, a song dedicated to my once-seller.

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By Anna Ruthven 2016-01-07 07:28:03
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Do the legal action thing, that's more fun.
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By Anna Ruthven 2016-01-07 07:37:47
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Altimaomega said: »
Anna Ruthven said: »
Altimaomega said: »
Bismarck.Misao said: »
Altimaomega said: »
Not my fault they won't let me back in RP&R. I like it better here though so much brighter and more cheerful. Don't worry i'll only redecorate a little bit.
closed for the weekend, come back next year.

No problem, I'll just take it over with my militia friends.
Last two people who said that are still topic banned. Don't be the third.

See this is why I have problems. I come in join the conversation, offer my opinion that breaks zero rules. Next thing I know a mod is threatening to topic ban me.

Turns out his side of the site is just as dark and depressing as RP&R.
No, there were people in the past who came in here to start trouble and said they were 'taking over.' Joining in is fine, starting drama isn't. Ni is fairly capable of taking care of itself otherwise.
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By Shiva.Nikolce 2016-01-07 07:39:40
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Altimaomega said: »
it is actually like riding a huge roller coaster in the dark.

again...

I was busting chaos' balls and trying to get a rise out of him due to recent poor performance in the real world in yuan and gold....

I wouldn't invest in precious metals if they were given to me as a gift.

There was no ten years ago because This is NI and the kingdom, the castle, the entire universe that surrounds you is only six years old..

so neither of you two lackwits bought the gold or silver ten years ago if you bought any at all it was in the last five years SO YOU LOST MONEY

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By Ramyrez 2016-01-07 07:59:55
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Anna Ruthven said: »
Do the legal action thing, that's more fun.

Dude, despite anyone's insistence I'm a touchy-feely-paper doll who reports people the second the hurt my feelings, you know I don't even report people here when it's probably justified.

I don't do the whole "appealing to the law" thing unless it's my only course of action without getting on the wrong side of the law myself. It's just not who I am. And it is certainly not my only course of action. I'm not taking someone to court so I can reward them with money at the end of the proceedings.

Let her twist in the wind hoping for some sucker to come along with more money than sense. I've got other prospects.
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By Anna Ruthven 2016-01-07 08:06:10
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Ramyrez said: »
Anna Ruthven said: »
Do the legal action thing, that's more fun.

Dude, despite anyone's insistence I'm a touchy-feely-paper doll who reports people the second the hurt my feelings, you know I don't even report people here when it's probably justified.

I don't do the whole "appealing to the law" thing unless it's my only course of action. It's just not who I am. And it is certainly not my only course of action. I'm not taking someone to court so I can reward them with money at the end of the proceedings.

Let her twist in the wind hoping for some sucker to come along with more money than sense. I've got other prospects.
First off, you are not devious enough. Take her to court and sue for mental distress or some other condition people say they have in court to get money. Tell stories about how your wife fights with you and your kids are made fun of in school all because of this little issue. Throw in that you've been missing work, not only to try to get this house but also because of whatever condition you have. Tell them you wake up at night sweating and it has cause you to suffer from insomnia. Use the money you win to buy a better house in a better neighborhood.
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By Ramyrez 2016-01-07 08:08:51
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Anna Ruthven said: »
First off, you are not devious enough. Take her to court and sue for mental distress or some other condition people say they have in court to get money. Tell stories about how your wife fights with you and your kids are made fun of in school all because of this little issue. Throw in that you've been missing work, not only to try to get this house but also because of whatever condition you have. Tell them you wake up at night sweating and it has cause you to suffer from insomnia. Use the money you win to buy a better house in a better neighborhood.

I think you may be underestimating my actual level of disdain for the legal system in this country, especially as pertains to civil court and lawsuits chasing money.

I have nothing but utter contempt for people who sue at the drop of a hat* over stupid ***, especially when it's used as an intimidation tactic. Probably a big reason I so strongly dislike a certain political candidate, as well as a certain Hollywood cult.

*Can we take a moment for a non sequitur and talk about that idiom? "Drop of a hat" -- who is disrespecting their hats enough to drop them so casually to start static? These people are committing crimes against haberdashery and must be stopped.
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By Anna Ruthven 2016-01-07 08:11:39
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Ramyrez said: »
Anna Ruthven said: »
First off, you are not devious enough. Take her to court and sue for mental distress or some other condition people say they have in court to get money. Tell stories about how your wife fights with you and your kids are made fun of in school all because of this little issue. Throw in that you've been missing work, not only to try to get this house but also because of whatever condition you have. Tell them you wake up at night sweating and it has cause you to suffer from insomnia. Use the money you win to buy a better house in a better neighborhood.

I think you may be underestimating my actual level of disdain for the legal system in this country, especially as pertains to civil court and lawsuits chasing money.

I have nothing but utter contempt for people who sue at the drop of a hate over stupid ***, especially when it's used as an intimidation tactic. Probably a big reason I so strongly dislike a certain political candidate, as well as a certain Hollywood cult.
I think I see what the moist towel thing is about now.
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By Anna Ruthven 2016-01-07 08:12:33
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Ramyrez said: »
*Can we take a moment for a non sequitur and talk about that idiom? "Drop of a hat" -- who is disrespecting their hats enough to drop them so casually to start static? These people are committing crimes against haberdashery and must be stopped.
Who cries over spilled milk? Clean up the milk, it smells bad if you don't.
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By Ramyrez 2016-01-07 08:22:57
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Anna Ruthven said: »
Ramyrez said: »
Anna Ruthven said: »
First off, you are not devious enough. Take her to court and sue for mental distress or some other condition people say they have in court to get money. Tell stories about how your wife fights with you and your kids are made fun of in school all because of this little issue. Throw in that you've been missing work, not only to try to get this house but also because of whatever condition you have. Tell them you wake up at night sweating and it has cause you to suffer from insomnia. Use the money you win to buy a better house in a better neighborhood.

I think you may be underestimating my actual level of disdain for the legal system in this country, especially as pertains to civil court and lawsuits chasing money.

I have nothing but utter contempt for people who sue at the drop of a hate over stupid ***, especially when it's used as an intimidation tactic. Probably a big reason I so strongly dislike a certain political candidate, as well as a certain Hollywood cult.
I think I see what the moist towel thing is about now.

Yeah, well. It took me a long time to understand why my wife thinks I've got some level of undiagnosed autism, too, but you guys certainly have helped in pointing out instances where I can see she might have a point.
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By Shiva.Nikolce 2016-01-07 08:23:40
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Ramyrez said: »
I'm a touchy-feely-paper doll

FINANCIAL MINUTE IS BROUGHT TO YOU IN PART TODAY BY RONCO, MAKERS OF FINE HOUSEHOLD PRODUCTS.... and now, here is your host Nikolce...

why would you consider investing in a property listed at 105% of it's retail value?

buy a distressed property and make some money for once in your life...

don't listen to dumbass chaos, he bought gold at 2k an ounce and thinks it will turn around ten years from now!
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By Ramyrez 2016-01-07 08:25:47
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Shiva.Nikolce said: »
buy a distressed property and make some money for once in your life...

Oh, Nik. I'd be delighted to pay for you if you were for sale, but I'm afraid human trafficking was made illegal quite some time ago in our fair Republic. Your offer is appreciated, however.
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By Shiva.Nikolce 2016-01-07 08:28:39
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honey, you could never afford me!

/snaps fingers in a Z shape in the air
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By Ramyrez 2016-01-07 08:34:01
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Shiva.Nikolce said: »
honey, you could never afford me!

/snaps fingers in a Z shape in the air

If you insist. I guess I'll have to drink all this Scotch and smoke all these cigars myself then.
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By Asura.Dameshi 2016-01-07 08:40:26
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Morning N-
*passes out on the floor*
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By Shiva.Nikolce 2016-01-07 08:43:53
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Ramyrez said: »
I doubt you actually care

The rough in the diamond

Everything I know about real estate I learned from my realtor who is old queen from the old days when it was a secret and he just "had a hard time finding the right girl to marry and settle down with" ...right

And what he says and I believe is that everyone thinks about real estate the wrong way, they are looking for the "diamond in the rough" because they believe if they work hard to fix up the home it's value will increase.

But if it's in a rough neighborhood there is nothing you can do to increase it's value. You're polishing a turd. No matter how much work you put into it the rest of the neighborhood will keep it's value down.

So what you look for instead is the rough in the diamond, the crappy house in the best neighborhood you can afford. That way EVEN IF YOU DO NOTHING the nice houses in the neighborhood will pull the value of your home up with theirs.



But you are right. I don't care. If you and chaos and altima want to keep lining up to pay people all your money just to have them kick you in the balls...then by all means knock yourself out.

Go full Chaos and pay twice what the house is worth and sit around eating expired discount ramen noodles waiting twenty years for it to magically increase in value.
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By Shiva.Nikolce 2016-01-07 08:56:45
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Ramyrez said: »
the property has a bit more value to me because it's ideally located in relation to my office

and this is the worst possible way to buy a house.

if you are a sucker and go thirty years on your mortgage instead of ten or fifteen like I suggest...then most likely your job situation will change...

Jesus Harold Christ I just thought about that and in thirty years I will be 77!!!

if I live that long I will be sitting on a beach in Thailand sipping froofy girlie drinks....
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By Lakshmi.Flavin 2016-01-07 09:08:05
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My question is how do you get to the point of closing in a day without having an accepted offer? Also, it's not unusual for a house to sell for more than its appraised at. It's fairly common. Though at the point of closing you should just be going there to sign some papers not continuing to hammer out a price.
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By Jassik 2016-01-07 09:14:02
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Lakshmi.Flavin said: »
My question is how do you get to the point of closing in a day without having an accepted offer? Also, it's not unusual for a house to sell for more than its appraised at. It's fairly common. Though at the point of closing you should just be going there to sign some papers not continuing to hammer out a price.

When we bought this house, it was a short sale and listed at a very reasonable price. We offered the asking price and waited and waited for a response. After almost 2 months, we got a call saying they would close escrow in 2 days with the closing information. Apparently, they just forgot to tell us the accepted the offer and we had a house in escrow for almost a month and had no clue. If we'd tried to buy a different house in that timeframe, we may have been liable for both. Or, at least would have had to defend ourselves against it. And, yes, it was one of the banks that handled the crash the worst.
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By Ramyrez 2016-01-07 09:16:06
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Shiva.Nikolce said: »
and this is the worst possible way to buy a house.

Okay, well, given you're just being you I'll just say you're right and I'm an idiot. I've no interested in amusing you drawing out this particular topic. :p

¯\_(ツ)_/¯

Lakshmi.Flavin said: »
My question is how do you get to the point of closing in a day without having an accepted offer? Also, it's not unusual for a house to sell for more than its appraised at. It's fairly common. Though at the point of closing you should just be going there to sign some papers not continuing to hammer out a price.

The bank's appraisal came in less than the accepted offer and we adjusted accordingly. I understand it's common for houses to sell at a bit more than appraisal, hence my willingness to buy at *her* appraisal's price vs. my banks', but when she wants more than the higher appraisal and starts altering what she had already agreed to do? No.
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By Lakshmi.Flavin 2016-01-07 09:17:47
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So at this point did you have aligned agreement on price? Before she appears you changed her mind?
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By Shiva.Nikolce 2016-01-07 09:18:44
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Lakshmi.Flavin said: »
My question is how do you get to the point of closing in a day without having an accepted offer? Also, it's not unusual for a house to sell for more than its appraised at. It's fairly common. Though at the point of closing you should just be going there to sign some papers not continuing to hammer out a price.

If I read any of his tripe correctly...ramy's offer was contingent on the appraisal and inspection.

it came in under, which is common, and the seller refused to renegotiate. I ask myself..

WHY A LOT OF THINGS

why would she even accept an offer with appraisal contingencies?
why is she selling her home in the first place?
why is she holding out for more money
does she have debt or leans on the property she has to pay off?
back taxes?

ramy learned to negotiate at chaos' school of hand other people your wallet when they look at you menacingly
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By Jassik 2016-01-07 09:20:23
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Ramyrez said: »
The bank's appraisal came in less than the accepted offer and we adjusted accordingly. I understand it's common for houses to sell at a bit more than appraisal, hence my willingness to buy at *her* appraisal's price vs. my banks', but when she wants more than the higher appraisal and starts altering what she had already agreed to do? No.

We had a family member's property appraised WAY lower by the bank providing the loan because he apparently didn't get out of the car and wasn't aware it had a shop in the back and a full finished basement. So, the buyer comes back and says, "the bank appraised it 20K below what we agreed on, so I'm lowering my offer by 20K" The bank was completely unsympathetic to THEIR *** up and the sale fell through. Are you confident either appraisal is valid?

Shiva.Nikolce said: »
If I read any of his tripe correctly...ramy's offer was contingent on the appraisal and inspection.

In my experience, and I've only bought 3 properties in my life, if your offer is contingent on an inspection and the inspection turns up legit new things, you can retract your offer and get your earnest money back without issue.
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By Shiva.Spathaian 2016-01-07 09:22:20
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Asura.Dameshi said: »
Morning N-
*passes out on the floor*
*pokes with stick*
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By Shiva.Nikolce 2016-01-07 09:25:52
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Jassik said: »
Are you confident either appraisal is valid?

Ramyrez said: »
I'm an idiot.

look he's going to pay double for the house going thirty years on the loan anyways but for no other reason then his name is ramy he is bickering about chump change....

I can'r believe neither realtor stepped in to offer a point to settle it.
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By Shiva.Nikolce 2016-01-07 09:30:33
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Jassik said: »
In my experience, and I've only bought 3 properties in my life, if your offer is contingent on an inspection and the inspection turns up legit new things, you can retract your offer and get your earnest money back without issue.

you and ramy are absolutely right to have that clause. that's the something his realtor did right..all of my offers are contingent on inspection...

but I would never accept an offer with those contingencies if I was selling. especially if you are asking over market
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By Jassik 2016-01-07 09:30:50
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Shiva.Nikolce said: »
Jassik said: »
Are you confident either appraisal is valid?

Ramyrez said: »
I'm an idiot.

look he's going to pay double for the house going thirty years on the loan anyways but for no other reason then his name is ramy he is bickering about chump change....

I can'r believe neither realtor stepped in to offer a point to settle it.

It's almost like neither of them feel the sale is worth working for.
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