Phoenix.Lilligant said:
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Seems to me so far that being human is just asking for a sword up your butt. I have turned human twice now and both times within 2-3 minutes was invaded and murdered.
Keep in mind that new players should always be playing in offline mode.
Turning human will allow for NPC evasions in certain areas, and those battles are fairly easy and are very important for rewards/side quests or if you just like fighting NPCs in general.
Also it can unlock that NPC to fight for you when you fight a boss, or summoning an NPC for a boss will allow it to invade you later on.
Turning human isn't just about PvP or coop, though I would recommend you stay away from online completely until you're use to the game. You really won't be ready to PvP at all until after you beat the game and you are starting NG+.